Cavity Wall & Loft Insulation Grants

Two types of insulation grants are available to homeowners and private tenants. 100% grants cover the full cost of Cavity Wall Insulation and Loft Insulation. Partial grants for insulation can cover up to 70% of the cost. In both cases, the insulation grants are arranged by approved installers and they do not have to be paid back.

100% Insulation Grants

Anyone aged 70 or above could be entitled to a Cavity Wall Insulation Grant or Loft Insulation Grant that will cover the entire cost of any insulation work.

100% insulation grants are also available to households where any person living in the house receives one of the following benefits, tax credits or allowances:

• Attendance Allowance
• Income Support
• Council Tax Benefit (single person's discount and student exemption do not qualify)
• Disability Living Allowance
• Disabled Persons Tax Credit
• Housing Benefit
• Child Tax Credit (gross combined household income must be under £16,040, excluding all benefits)
• Working Tax Credit (gross combined household income must be under £16,040, excluding all benefits)
• Income-Based Jobseekers Allowance
• War Disablement Pension **
• Pension Credit (state pension only does not qualify)

* Must also be in receipt of Constant Attendance Allowance

** Must include Mobility Supplement or Constant Attendance Allowance

Sounds too good to be true? The Government and utility companies consider these households to be a priority, which is why insulation is offered free of charge. This type of funding is also known as 'Priority Group'. You may be required to provide evidence of your age or benefits received in order to claim this fully funded grant.

N.B. Pensioners aged under 70, will not receive a 100% insulation grant unless they also receive a qualifying benefit.

Partial Home Insulation Grants

If you do not qualify for a 100% insulation grant, you will still qualify for an insulation grant to cover up to 70% of the installation cost. All homeowners and private tenants are eligible. This is known as 'Able To Pay Funding'. Householders will have to pay a small contribution towards the cost. This is typically recovered within one to two years from the savings made on heating bills. This applies to both Cavity Wall Insulation Grants and Loft Insulation Grants.

Insulation Grant Restrictions

Loft Insulation grants have restrictions on the depth of insulation already in your loft. On the free schemes, if you are 70 or over, this restriction is typically 60mm (2.5 inches) so you may only qualify for a partial grant. If you receive a benefit, the restrictions vary depending on the scheme and your area. An existing depth of up to 100mm (4 inches) is typically allowed on the partial grant schemes. Extra charges may also apply to large properties. If scaffolding or other special access equipment are required, this will also be chargeable.

Please visit our home page for an overview of the grants
and the advantages of installing Home Insulation.