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LOFT INSULATION GRANTS

Grants available even if you don't receive a benefit!

Click here if you are not sure whether Loft Insulation is required.


Grants are available to completely cover the cost of having Loft Insulation professionally installed. If you receive a qualifying benefit or live in an area where fuel poverty is generally higher, you will be entitled to a 100% FREE grant that does not need to be paid back.

You can also receive free Loft Insulation if you have solid walls that can have External Wall Insulation fitted. In this case, Loft Insulation is provided free as a second measure.

A Loft Insulation grant of up to 95% can also be claimed if you are having Cavity Wall Insulation installed at the same time. This typically means that you will have to pay a contribution of just £49.

The grants are part of the Government's new Green Deal, known as the Energy Companies Obligation (ECO). Even if you do not qualify for a Grant, EnergyLink can arrange for you to have a free survey and quotation for the work.

As energy bills continue to rise, Loft Insulation remains a cost-effective way to make savings of up to £150 per year on your heating bills by preventing up to 25% of your home's heat from escaping through the roof.


100% grants are subject to a free, no-obligation survey. In most cases it is free but you may be
asked to pay a contribution, depending on the efficiency of the property and the amount of work required.

Who qualifies for a Loft Insulation Grant?

To claim a Loft Insulation Grant you must own or privately rent your property. Social housing tenants should contact their Council or Housing Association because they organise their own schemes. If you own more than 50% of a Housing Association property, you can apply for a grant.

There are three different types of grant for Loft Insulation:

1) Benefit-related

100% Free Grants are available to anyone in receipt of a qualifying income-related benefit. Someone living in the property must be in receipt of at least one of the six main benefits on the left below. Pension Credit and Child Tax Credit qualify automatically but the other four main benefits require a qualifying component.

MAIN BENEFIT
QUALIFYING COMPONENT   
  • Pension Credit
    (top up to State Pension)
  • Child Tax Credit (household
    income under £15,850)*
  • None Required
  • Income Support
  • Income Based Jobseekers Allowance
  • Income-Related Employment
    Support Allowance
  • Child under 16
  • Child under 20 in full-time education
    (but not university)
  • Child Tax Credit including a disability element
  • Disabled Child Premium
  • Disability Premium
  • Pension Premium
  • Work Related Activity / Support Component**
  • Working Tax Credit (household
    income under £15,850)*
  • Child under 16
  • Child under 20 in full-time education
    (but not university)
  • Severe Disability Element
  • Disabled Worker Element
  • Aged 60 or Over
*   Income as shown on your last award letter.
** With Income-Related Employment Support Allowance only.


2) Area-related

Those who live in an area where incomes are lower than average and fuel poverty is likely to be high can also claim a 100% grant. Our form will tell you if your postcode falls in a qualifying area.

The list of postcode areas was produced by DECC, the Department of Energy & Climate Change when the ECO scheme was created.

3) As a second measure

If the property has solid walls and you claim an External Wall Insulation grant, you will also qualify to have the loft insulated for free. External Wall Insulation is generally free if the main fuel used to heat the property is solid fuel or electricity. Grants of up to 50% are available for other fuel types. Please visit our External Wall Insulation page for more details.

A Loft Insulation grant of up to 95% can also be claimed if you have Cavity Wall Insulation fitted at the same time as the Loft. This typically means that you have to make a contribution of just £49. Everyone qualifies for FREE Cavity Insulation, regardless of income, benefits, area, etc.

100% grants are subject to a free, no-obligation survey. In most cases it is free but you may be
asked to pay a contribution, depending on the efficiency of the property and the amount of work required.

What if I don't qualify?

For those who do not qualify for one of the above grants, EnergyLink can arrange a free survey and quotation from one of our approved insulation installers.

It typically costs around £300 to £400 to have the insulation installed. If the loft has very little or no insulation currently in place, you can save up to £150 per year on your heating bills. The cost can therefore be recovered in around two years.

What is Loft Insulation?

Loft Insulation available on the current grant schemes is made from mineral wool (glass fibre). It is rolled out on the floor of the loft, in between and then across the joists. It works like a blanket by trapping the rising heat in your home.

It is also a little known fact that Loft Insulation will help to keep your home cooler in the Summer months, by preventing heat coming in through the roof.

The recommended depth for Loft Insulation is 11 inches or 270mm. If your loft is insulated, but hasn't been topped up in the past 15 years, it will most likely benefit from having more installed.

Loft Insulation Grants also cover the cost of insulating and draught proofing the hatch, lagging any pipework and fitting a walk-board if there is a water tank situated more than 1m (3 feet) away from the hatch.

LOFT INSULATION GRANTS
  • Private, domestic UK properties.
  • Mineral wool/glass fibre blankets.
  • Rolled out on the floor of the loft.
  • Lofts with under 4" existing insulation.
  • Installed or topped up to 270mm/11".
  • Fitted by approved local Installers.

Is my property suitable for Loft Insulation?

It is estimated that 42% of UK households with traditional lofts can still benefit from having Loft Insulation installed.

To qualify for free Loft Insulation, your property must have less than 100mm/4" of Insulation already installed. If the current insulation is below the level of the joists, you should qualify to have it topped up to 270mm/11".

The other main points to consider are that the Loft Insulation will be installed on the floor of the loft, so it must not have any stored items or be boarded out. The loft must also be easy to access and have enough headroom for Installers to work.


You will NOT be able to have Loft Insulation installed if:

  • Too much insulation is already fitted. Most homes with under 100mm/4" should qualify.
  • There is no access, or the hatch is too small. Hatch size should be 400mm/16" square.
  • There is less than 4 feet/1.2m of headroom from the joists to the peak of the roof.
  • There are a large amount of stored items and you are not prepared to clear them.
  • The loft is boarded and you are not prepared to lift the boards. 20% boarding is allowed.
  • There is any damp present. Any damp problems must be cured and dried before applying.
  • You would like sloping roof (under the tiles), flat roof or under-floor Insulation.
  • You intend to install Loft Insulation yourself. Our Grants do not cover DIY projects.
  • You require a special type of Loft Insulation, such as sheep's wool.

100% grants are subject to a free, no-obligation survey. In most cases it is free but you may be
asked to pay a contribution, depending on the efficiency of the property and the amount of work required.

Loft Insulation frequently asked questions

bullet How long does Loft Insulation take to install?
An averaged size loft will take an hour, to an hour and a half to insulate.

bullet How can I tell if my loft already has too much Insulation?
If the Insulation is level with or below the joists on the floor of the loft (i.e. 4 inches or less) you are likely to qualify for a grant to top up the Insulation.

bullet What if my loft is boarded?
A small amount of boarding is allowed, but if there is more than 20% you will need to have the boards lifted before the work is carried out. Our approved Installers are not insured to do this. If you intend on replacing the boards, the joists will have to be raised with blocks due to the extra thickness of the Insulation. Again, unfortunately our Installers cannot help with this.

bullet What if I have damp in my loft?
The cause of the damp will have to be rectified and the loft must be dried out before you can apply for a Loft Insulation Grant. Common causes of damp in lofts include damaged tiles and poor ventilation.

bullet My hatch is too small. Can you still install Insulation?
The loft hatch must be 400mm/16" square. Some of our Installers can enlarge the loft hatch or a builder may be able to organise this for you.

bullet Can you install Loft Insulation if I have a lot of stored items?
Installers can work around a few items, but if there is too much the surveyor may advise you to remove them. Our Installers will not be able to do this.

bullet Do Loft Insulation Grants cover the sloping part of the roof?
No. This Grant scheme only covers Insulation rolled out in blankets on the floor of the loft, between and then across the joists.

bullet What if I don't want mineral wool (glass fibre) Insulation?
Unfortunately, the Grant scheme does not cover other types of Insulation such as sheep's wool, recycled materials, etc. Mineral Wool is a natural product made from sand, which fits in with the natural fabric of the building i.e. the bricks and mortar.

bullet Does Loft Insulation have any health risks?
Once the Insulation is installed, the loft hatch is draught proofed so it is effectively sealed. It is not advisable to go into the loft after the Insulation is installed if you have any respiratory problems.

bullet Can I get a Grant to do the work myself?
No. ECO Grants are only for Loft Insulation supplied and fitted by EnergyLink's approved Loft Insulation Installers. DIY stores occasionally sell rolls of insulation that are subsidised by the same or similar grant schemes.

Loft Insulation savings

Loft Insulation will prevent up to 25% of the heat in your home from escaping through the roof and will save you up to £150 per year on your energy bills, as your heating can be turned on less often and for shorter periods.

  • Prevents up to 25% of heat being lost through the roof.
  • Saves up to £150 per year on your home heating bills.
  • Cuts Carbon Dioxide (CO2) emissions by up to 800kg per year.
  • Installation can be paid for with an ECO Grant.

Savings figures are based on Energy Saving Trust estimates for a semi-detached property heated by gas.

As less fossil fuel is being burned, Loft Insulation will also substantially reduce Carbon Dioxide (CO2) emissions by up to 800kg per year and help to protect the environment:

How can EnergyLink help?

Our online form will check that we have an approved Installer in your area, and that your property is suitable for Loft Insulation. It will then calculate whether you are likely to qualify for an ECO Grant or whether you will need to pay for the work. If you wish to arrange a free survey, you can then enter your contact details.

An approved Installer in your local area will then telephone you to arrange a convenient date and time to carry out the survey. The surveyor will make sure that your property is suitable for Loft Insulation and will confirm your entitlement to a grant if applicable.

The surveyor will also inform you of any other energy-saving measures you may qualify for, such as Cavity Wall or External Wall Insulation.

If you are happy for our Installer to go ahead with the work after the survey has been carried out, they will arrange a date and time with you. Following the installation, if the work is grant-funded, the Installer will claim the grant amount on your behalf from an Energy Supplier or one of their agents.

100% grants are subject to a free, no-obligation survey. In most cases it is free but you may be
asked to pay a contribution, depending on the efficiency of the property and the amount of work required.

read more
Enter your postcode, products and circumstances into our form to see which grant you are likely to qualify for.
Enter your contact details so we can arrange a free, no-obligation survey by an approved installer.
Our approved installer in your local area will call you to arrange your free no-obligation survey.
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